Good morning. For some reason I had to get up and turn the t.v. on this morning. The Today show was on with a title of "Frugal Fun". I try to pay attention to certain things television shows talk about, to see if there are any new ideas out there that I might follow. But most of the time, I am very disappointed. This morning was no different.
Three women (two guests and the co-host) were discussing how to be "frugal". They chatted up the idea that if you buy regular Starbucks every morning, you could save more money if you bought Dunkin' Donuts. THAT'S YOUR ADVICE?? Or this one: Buy Generic - Not Name Brand. ARE YOU SERIOUS?!?!
Here are my ideas: Make Your Own Coffee!! A large container of ground coffee can be bought for about $9.00 - and you can find coupons for $0.55 off certain brands of coffee. Then, buy a pound of sugar...right now there are tons of coupons for sugar due to the holidays. Or better yet, buy it in bulk and pour it in gallon zipper bags. Buy creamer on sale. Sunday papers almost always have coupons for it - usually $1.00 off. So there...that's more than a month's worth of coffee for less than $20!!
And obviously I believe in coupons. Almost every time I go shopping, I save at least $20.00 in coupons alone - this does not count my store discount cards and the sales that they offer.
I don't live frugally. I'm trying to spend my money smarter. I try to get things while they are on sale. I'm not using my credit cards and am still active in my debt snowball. I scour the internet for rebates. I do put away the money that I would have normally used elsewhere...and I watch it grow. I save my pocket change and use that to buy something "unnecessary" - a new lipstick or lunch out with the girls. Right now with the holidays coming, I'm trying to stick with my "cash is king" beliefs and buy only what I can actually afford. It's going to be a different Christmas for the family this year, but it will be less stressful, less damaging.
My biggest goal with my new (can I say that? It's been more than 8 months...) lifestyle is that my children will learn the importance of spending money wisely, of living debt-free. They have had to give up a lot of things, and I'm pretty sure they hate "the budget". But, I have tried to bring them into my activities...somebody holds the coupons...somebody helps write the grocery list...somebody keeps track of the spending and the saving. We cook together, we plan how long it will take to save to get that one thing somebody just has to have. We play games together, we play with the toys that we already have...we do things together.
If they get nothing else out of Mama's struggle to bring the family to debt freedom, I hope they remember all of the times we spent together as a family...and carry that with them to whatever families they go off to create.
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